Get started with Handypay in just a few minutes
HOW IT WORKS
Get your next big project started with Handypay
We’ve partnered with award-winning finance provider Handypay, so that you can access a simple, affordable payment plan and get your home improvement project started today. Now that’s handy!
HANDYPAY FEATURES
Flexible home improvement payment plans
Amounts
$2,001 - $100,000
Repayments
Weekly, Fortnightly, Monthly
Available Terms
1 - 7 years
ELIBIGILITY CRITERIA
Who can apply?
- Must be over 18 years old
- Australian citizens or permanent residents
- Must receive employment income (including self-employment)
- Finance must be for personal use only
THE PROCESS
Finance your project in 3 simple steps
Fill in a quick and easy application online. You’ll get your rate estimate in minutes, with no impact on your credit score.
Handypay will call to discuss the available options for you. Once verified and approved, funds can be settled in as little as 24 hours.
Repay on your terms. Repayments are conveniently scheduled in line with your income, so you can reno now – pay later!
FAIRER FEES
No early exit or early repayment fees
Your simple, fast, low-rate payment plan comes with:
- No monthly fees
- No early repayment fees
- No early exit fees
HAVE QUESTIONS?
Frequently Asked Questions
Need help with something? Here are the most frequently asked questions.
General Terms
With Handypay, the amount you can borrow ranges from $2,001 to $100,000. They’ll look at your income, credit history, and how much debt you currently have to determine the payment plan amount that suits your requirements and objectives. Each plan will match your unique needs to make sure it fits your budget comfortably. To estimate your repayments, check out Handypay’s calculator.
Handypay ensures borrowers with a good credit history are rewarded with better rates. They will offer you an interest rate based on your personal credit history and evaluation against their credit scorecard. You can receive an indicative rate estimate in just a few minutes via the Handypay online application form. Any estimates provided do not constitute an offer or approval of finance. Your final repayment amount and interest rate will be confirmed if an application is submitted and approved. To estimate your repayments, check out Handypay’s calculator.
Traditional bank lenders tend to have higher operating costs, resulting in higher rates. Handypay keeps rates low by leveraging technology to keep operating costs down, making finances less daunting and allowing people to live life to the fullest.
No! You can repay your payment plan earlier and save on your overall interest costs at any time free of charge. At Handypay, there is no early repayment fee, so you can pay off your loan early without incurring any extra costs. You can find out more about their rates and fees here.
Repayments on Handypay payment plans can be made weekly, fortnightly or monthly. You must use direct debit for all scheduled repayments. To make repayments ahead of schedule, log into the Customer Portal and use BPAY.
Elligibility
To be eligible for a Handypay payment plan you must:
- Be 18 years of age or older
- Be a citizen or permanent resident of Australia
- Have no outstanding or unpaid defaults
- Have no history of bankruptcy, nor be party to court judgment
- Not be in hardship with a different financial provider
- Have a regular income via active employment, whether employed or self-employed
- Meet Handypay’s credit eligibility criteria
You can find out more here.
Yes, you can still apply for a payment plan even if you’ve got an existing loan, either with Handypay or another lender. Just make sure you don’t have any unpaid defaults and that you meet other eligibility criteria. Handypay’s credit eligibility criteria will apply.